Jorge L Hernandez is your FHA certified appraisal company

Rest assured that Jorge L Hernandez is an FHA-certified appraisal company in FL. If you have an FHA-loan, be sure to get with Jorge L Hernandez, as we are approved and certified to handle FHA appraisal reports. A portion of the periodic training our staff at Jorge L Hernandez completes deals exclusively with comprehending the FHA's documentation and their rules and procedures.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is backed by them. The FHA does not loan capital to borrowers, rather, it provides lending agencies with safety through mortgage insurance in case the borrower defaults on his or her financial obligations. Applicable to all purchasers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are excessively helpful to consumers with less starting income.